|
The Green Deal was a UK government policy. It was given a 'soft' launch by the Department of Energy and Climate Change on 1 October 2012 to permit loans for energy saving measures for properties in Great Britain and was officially launched in January 2013. These measures were designed to enable consumers to benefit from energy efficient improvements to their home. The loans are repaid through energy bills and transfer with the property rather than those who took out the loan. This means new tenants or owners become liable for a debt they did not enter into, a novel concept in English law. Homeowners (or businesses) will be liable to repay the Green Deal charge, even if the promised saving on their energy bills does not materialize. The intention is that savings on energy bills will outweigh the cost of repayments. This is referred to by DECC as the golden rule. However, the so-called “Golden Rule” isn’t so much a rule as an aspiration.〔http://www.mortgagefinancegazette.com/legal/the-green-deal/〕 There are 45 different improvements covered by the Green Deal and Government estimates say that a typical three bedroom semi-detached house could save £270 a year from solid wall insulation.〔http://www.thisismoney.co.uk/money/bills/article-2269557/Should-Green-Deal-loan.html〕 The loans became available on 28 January 2013. Although Green Deal assessments could be conducted from 1 October 2012, none were done in the first month and only five had been completed nationwide by 28 January 2013. The scheme requires an assessment of £150 or more to determine what if any work can be done. The cost of this is likely to deter many people. The Government believes Green Deal loans will be repaid at a rate no more than 6.92% - this is significantly higher than average household loans. On a loan of £5,000, the overall rate that is repayable is just under 8% over 10 years, or 7.7% over 25 years.〔 Further to these charges there will be an initial set up charge followed by a £20 annual fee. Failure to repay a Green Deal will lead to disconnection of gas and electricity supplies. Recent surveys have found little awareness among the general public for the Green Deal. The high interest rates and charges of the scheme have been heavily criticized. In its first six months 38,259 Green Deal assessments had taken place. However, only four Green Deals had been taken out. Lack of demand for the Green Deal with cuts to the ECO programme have left the energy efficiency industry struggling, the lack of demand has led one company, Domestic & General Insulation, to completely withdraw from the market and will likely lay off 600 staff.〔http://www.businessgreen.com/bg/analysis/2353736/up-to-600-jobs-at-risk-at-leading-insulation-company〕 In 2014 a second Green Deal was launched, as grants rather than the loans which had underpinned the original scheme In July 2015 following the election of Conservative Government The Energy Secretary Amber Rudd announced the Green Deal would be scrapped as it had failed to deliver its objectives. There was no opposition to the scheme being scrapped but there was concern that there was no replacement scheme. In total 15,000 Green Deals had been issued. Former Climate Change Minister Greg Barker stated he was confident that the private sector would pick up the slack from the withdrawal of Government funding〔http://www.theguardian.com/environment/2015/jul/23/uk-ceases-financing-of-green-deal〕 ==How it works== The registers of Green Deal Installers, Green Deal Assessors, Green Deal Advisers and Green Deal Providers became active at the launch. Property Assessments can now be undertaken by Green Deal Assessor Organisations (GDAO) and Installations under the Energy Company Obligation can now take place by certified installers. Following this, the first Green Deal Plans were available from 28 January 2013.〔(【引用サイトリンク】url=http://www.greendealcertified.com/press-certified/634-decc-commits-to-autumn-launch-of-green-deal.html )〕 Although the Department for Energy and Climate Change (DECC) stated that the first Green Deal plans would not be confirmed until January 2013,〔(【引用サイトリンク】title=Green Deal Set for Low Key Start )〕 Green Deal Assessments performed by Green Deal Advisors took place from 1 October 2012. DECC proposes tying low interest loans of estimated 7%, issued by Green Deal Providers for energy efficiency improvements to the energy bills of the properties the upgrades are performed on. These debts would then be passed onto new occupiers when they take over the payment of the bills. However, recent reports show a high number of UK energy customers are in considerable debt. A Green Deal Advisor has to be employed to perform an inspection of the property to provide a report on advised energy improvement measures. A green deal advice report is only valid when produced by a green deal advisor that complies with (NOS) standards. The funding for these measures is then issued by the green deal finance company ((GDFC )); following this the Green Deal Provider and a Green Deal Installer will install the measures. It is hoped the Green Deal will lead to the renovation of the UK's housing stock with an estimated 14 million homes seeing energy efficiency improvements ranging from; double glazing, cavity wall and loft insulation through to gas and oil boilers, and renewable technologies such as solar PV, solar thermal and heat pumps.〔(【引用サイトリンク】title=The Green Deal? )〕 The Green Deal was included in the Energy Act 2011 and came into force on 1 October 2012. DECC announced a list of pioneer Green Deal providers in April 2012. Twenty two providers, including three of the biggest six energy companies and B&Q, (the only high street name) have signed a declaration stating they intend to become Green Deal Providers, once DECC had appointed the Green Deal Oversight Body. Other expected providers such as Tesco, Marks and Spencer and the other three major energy companies were missing from the list. Fears of low take up of the Green Deal has led Government to budget £200 million to encourage early uptake.〔 The policy caused a rift in the Coalition Government in April 2012. Senior Conservative ministers, including Eric Pickles ( Communities and Local Government Secretary), called for the scheme to be scrapped as it could cost the so-called "squeezed" middle, thousands of pounds. The Green Deal will rely on the Consumer Credit Act to provide safeguards for those taking out green deal loans. Gemserv has been contracted as the scheme administrators for the Green Deal Oversight and Registration Body (GD ORB), alongside its role of operating the Microgeneration Certification Scheme(MCS) and the Biomass Suppliers List (BSL). The GD ORB manages scheme administrative functions, such as maintaining the public registers of authorised participants and participant helpdesk; as well as working alongside industry and government to further develop and share best practice in operational processes, and raising awareness about consumer protection issues. Following the Renewable Heat Incentive announcement and three consultations which were published by DECC in September 2012, it is proposed that the Renewable Heat Incentive will be linked to the Green Deal if a property does not meet the minimum energy efficiency requirements to have a renewable heat technology installed i.e. a property could then look to use the Green Deal to achieve this standard. Fabric First: Insulation issues are commonly the first measures that need to be improved for a household to be more energy-efficient. A Green Deal Assessor will note internal insulation, external insulation, windows, doors and draught excluders. Once these have been updated, other things… such as boilers, solar power panels, rainwater harvesters and other green technologies, can all be studied and implemented.〔http://www.thegreendealco.com〕 On 1 May, the Government announced the new Green Deal Home Improvement Fund (GDHIF), a new energy efficiency incentive available to households in England and Wales for taking measures to improve the energy efficiency in their homes. The households will be eligible to claim up to £7,600 for improving their homes. The Incentive went live on 9 June 2014. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「The Green Deal」の詳細全文を読む スポンサード リンク
|